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Is there a mediclaim policy which will cover child delivery overseas?

Q: My wife is 4 months pregnant and we are immigrating to Canada within a few months. For the period of three months after my arrival at Canada I have to bear all my medical expenses. Is there any mediclaim policy which will cover medical expenses of my wife's delivery if it happens within the three months of my arrival at Canada?

A:There is no policy in India which will allow you to cover maternity expenses especially after your wife has conceived. The only possibility is if you take some special commercial cover in Canada which will allow maternity expenses to be paid from the very beginning, though the chances of such are remote.

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