Q: My wife has undergone radical mastectomy. I am interested in taking health insurance, as she is cancer free now. Will it still be classified as a pre-existing disease?

A:Yes, this will be classified as pre existing disease. While now there are some health insurance policies wherein if you disclose the pre existing disease, after a defined moratorium period (waiting period) it can be covered. You can look up Oriental insurance, ICICI Lombard for such policies.