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Can I take health insurance for an undisclosed disease?

Q: My wife has undergone radical mastectomy. I am interested in taking health insurance, as she is cancer free now. Will it still be classified as a pre-existing disease?

A:Yes, this will be classified as pre existing disease. While now there are some health insurance policies wherein if you disclose the pre existing disease, after a defined moratorium period (waiting period) it can be covered. You can look up Oriental insurance, ICICI Lombard for such policies.

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