Which insurance policy should I opt for in USA?

Q: I have recently immigrated to US with my wife and son. I am looking for a good health insurance, which can give me complete coverage in case of health situations. Is it a good idea to take a medical coverage while residing in US? Please compare the best packages available in the Indian health insurance market?

A:Given the high cost of medical treatment in the US, it is definitely advisable for you to purchase a health insurance cover there. Fortunately there are various models for health insurance coverage in the US including HMOs, PPOs etc which not only cover illness but also may provide facilities for keeping you healthy including providing vaccinations for children, covering OPD treatment etc. An Indian health insurance policy will not be valid for treatment in the USA.