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Is there any insurance cover for my problem?

Dr Deepak Mendiratta
Health Insurance, Max Healthcare Institute Ltd, New Delhi

Q: Is there any health insurance cover for my post kidney transplantation expenses? Please advice if there's anything in the market.

A:No retail / individual health insurance will cover expenses post your kidney problem. The only option that you may have for covering your expenses through health insurance is to become a member in a group health insurance cover that provides for pre existing disease i.e. ailments that existed before the time of taking a policy.