Is there an insurance plan that covers systemic lupus erythematosus?

Q: My 34 years old sister got SLE disease due to improper treatment at a hospital in Delhi. Would any insurance company cover SLE disease?

A:

1. SLE is a disease of unknown etiology. It is wrong to say that it has been caused as a result of treatment by doctors.
2. Whether the treatment at the hospital was proper or improper is a question of facts. If you really think it was improper and the same can be proved, legal remedy may be available for it.
3. Why should any insurance company insure against a pre-existing disease which is known to be incurable?