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Is medical insurance possible after the age of 55?

Dr Deepak Mendiratta
Health Insurance, Max Healthcare Institute Ltd, New Delhi

Q: Is medical and life insurance possible after the age of 55? If yes, then which companies deal with these policies?

A:I can confirm for health insurance that it is possible after the age of 55. Often in such cases the company underwriting the policy would request for more medical information (viz. medical test reports) before issuing the policy. All the general insurance companies offer health insurance for people over 55 though some may indirectly discourage it by keeping the premiums higher as compared to competitors etc.