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Does LIC insurance policy cover dental treatment?

Dr Deepak Mendiratta
Health Insurance, Max Healthcare Institute Ltd, New Delhi

Q: Does LIC insurance policy cover dental surgery? Does it require hospitalisation for 24 hours or more for claim to be refunded?

A:A life insurance policy from LIC does not cover dental treatment. Dental treatment is a part of medical insurance and is not a part of life insurance. While there are medical insurance benefits sometimes offered with few of their policies, it is unlikely it will cover dental treatment.