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Can MTP be claimed from insurance?

Dr MC Gupta (Advocate)
Advocate & Health and Medico-legal Consultant,
New Delhi

Q: Can insurance claim be made for MTP (termination of pregnancy)?

A:1. This will depend upon the terms and conditions spelled out in the policy, which is a legal contract binding on both parties. Many policies preclude such claim as an exception.2. As additional information, in case the MTP procedure was carried out in a negligent manner, the doctor concerned can be sued for medical negligence.