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Can I get health insurance if I have haemolytic anaemia?

Dr Deepak Mendiratta
Health Insurance, Max Healthcare Institute Ltd, New Delhi

Q: I am a patient of autoimmune haemolytic anaemia for the last 5 years. Now, I am quite healthy after the surgery. Can I take a health insurance policy?

A:Yes, you can take a policy but you may not be able to cover any treatment for your existing ailment, if it recurs in future. Other than this, you will be able to obtain benefits as per the policy terms.