Q: My 51 years old father had a coronary artery bypass graft surgery (CABG) couple of years ago. Is he eligible for any kind of medical insurance? If yes, through which company? Please advice.

A:In any medical insurance individual medical history will have an affect on the risk underwriting that provides the coverage. Many insurers will not cover a pre-existing ailment/condition for a specific period of time (2-3 years) while a few others will not cover them at all. You can contact any public sector or private sector company asking them specifically what will be the cover and conditions associated stating your requirements.